BizBina-i is a direct financing scheme that is catered specifically for businesses that are affected by COVID-19 pandemic.

Purpose of Financing

Working Capital

 Note: Financing should not be used for refinancing of existing financing facilities

Eligibility Criteria

  • Meet National SME Development Council’s (NSDC) definition of a SME (for details, please click here);
  • Must be a Malaysian-controlled and Malaysian-owned (at least 51% shareholding) business;
  • Exclusively for CGC’s existing financing customers* that are affected by COVID-19 pandemic

Financing Amount

  • Minimum: RM20,000
  • Maximum: RM200,000

Type of Facility

Term Financing

Financing Rate

3.50% per annum

Financing Tenure

Up to 5 years and 6 months (including a moratorium period of 6 months on both principal and profit)

Application Procedures

  • Application form is available at all CGC’s branches or Click here to download Application Form.
  • The complete application form together with all supporting documents can be submitted to any CGC branches.

*Terms and Conditions apply.