Mohd Reza Mohd Hatta

Mohd Reza Mohd Hatta

Senior Vice President, Strategic Planning

Mohd Reza Mohd Hatta joined CGC as the Senior Vice President of Strategic Planning on 3rd April 2017. He oversees two core departments, namely Planning & Research and Corporate Communications departments.

Prior to joining CGC, he was the Acting CEO of an international Islamic Bank. He has also served as the Head of Strategic Planning and the Special Assistant to the President when he was with Export-Import Bank of Malaysia Berhad. He has approximately 16 years of working experience and has served in various institutions, namely in Petronas, OSK Investment Bank, Bank Islam Malaysia Berhad and PricewaterhouseCoopers.

Mohd Reza holds a Bachelor of Accountancy (Hons) from Universiti Utara Malaysia and is also an affiliate of the Association of Chartered Certified Accountant (ACCA).

Daeng Hafez Arafat Bin Zuhud

Daeng Hafez Arafat Zuhud

General Counsel & Company Secretary, Legal & Company Secretarial

Daeng Hafez Arafat Zuhud joined CGC as the General Counsel & Company Secretary, Legal & Company Secretarial, in May 2015. He is also the Company Secretary of CGC. He oversees legal, company secretarial and corporate governance functions.

Previously, he was the legal officer, executive and manager, working in the field of corporate legal, secretarial and human resources department for a few private and public listed companies in Malaysia. His last position prior to joining CGC was as an Assistant Vice President, Group Corporate Secretarial at Malayan Banking Berhad. He was also the past Company Secretary of Maybank Asset Management Group of Companies and Maybank (Cambodia) Plc. He has experience in legal practice, company secretarial and human resources.

He holds an LL.B (Honours) Degree from International Islamic University Malaysia (IIUM) and was admitted as an Advocate and Solicitor of High Court of Malaya on 18 March 1995. He is licensed as Company Secretary by the Companies Commission of Malaysia since 1998.

Sum Leng Kuang

Sum Leng Kuang

Head, Investment

Sum Leng Kuang joined CGC as the Head of Investment in September 2015 and oversees the Investment Department.

She brings extensive management experience to the table, particularly in the areas of managing fixed income investment portfolios, credit evaluation and credit risk management. She has also consistently delivered a commendable performance and good returns, as well as achieving zero default rate track record over the last 25 years of her career.

Sum attained her Bachelor of Commerce (Finance) degree from the University of Canterbury, New Zealand.

Mohamed Azman Bin Mohamed Taufik

Mohamed Azman bin Mohamed Taufik

Senior Vice President, Bumiputera Development & Products

Mohamed Azman bin Mohamad Taufik joined CGC as a Senior Vice President, Bumiputera Development & Product in February 2015. He oversees Bumiputera Development, Product Development & Support and Client Service Centre.

He has over 23 years of experience working in the banking and financial sectors both in Malaysia and Indonesia. Prior to joining CGC, he held the post of Associate Director and Branch Manager at The Bank of Nova Scotia Berhad.

Mohamed Azman attained his Bachelor of Management Studies from the University of Waikato, New Zealand in 1990, and he is a Certified Credit Practitioner since 2002.

Mohd Sukeri Ismail

Mohd Sukeri Ismail

Senior Vice President, Asset Management

Mohd Sukeri Ismail is the Senior Vice President, Asset Management overseeing the Subrogation and Recovery, and Loan Monitoring and Rehabilitation Departments.

He has been with CGC for the last 17 years. Prior to joining CGC, he worked for a financial institution for six years.

Sukeri holds a Bachelor of Science in Business Administration majoring in Finance from Creighton University, United States and a qualification on Associate of General Studies from Indiana University.

Noraishah Jamaludin

Noraishah Jamaludin

Chief Internal Auditor

Noraishah Jamaludin is the Chief Internal Auditor and her primary role is to assist the Board, Board Governance and Audit Committee and Management in the effective discharge of their responsibilities in establishing cost effective controls, assessing risks, recommending measures to mitigate those risks and assuring proper governance process.

She joined CGC in December 2006 as the Assistant Manager of Internal Audit. In August 2013, she was promoted to Chief Internal Auditor. She has several years of experience working with financial institutions in the field of Audit, Credit, Collections, Operations and Branch Management.

She holds a Bachelor of Economics (Accounting) from The Flinders University of South Australia. She holds an Advance Credit Enhancer (ACE) qualification and she is also an Associate Member of the Institute of Internal Auditors Malaysia.

Wong Keet Loong

Wong Keet Loong

Senior Vice President, Marketing & Sales

Wong Keet Loong joined CGC as the Senior Vice President, Marketing & Sales in April 2015. He oversees Marketing & Sales for CGC via Financial Institutions (Conventional), Branches & Strategic Alliances with SME Associations.

He has over 20 years of experience in the financial industry having worked for Ambank, OCBC Bank, EON Bank and Hong Leong Bank. He started his career in audit before he ventured into marketing & sales in business & consumer banking.  He has vast experience as a Regional Head responsible for a region within Klang Valley for sales & operations.  His other experience includes resource planning and business change management.

He has represented CGC in giving talks on CGC products to SMEs & Banks at various seminars organised by Bank Negara Malaysia, The Star Outstanding Business Awards (SOBA) and was one of the international panel at the Asian Development Bank seminar on SME credit guarantee institution in Sri Lanka.

He is a qualified member of the Association of Chartered Certified Accountants (ACCA).

Zarina Osman

Zarina Osman

Chief Credit Officer

Zarina Osman joined CGC as the Chief Credit Officer on 3rd April 2017. She oversees credit business operation which includes Credit Evaluation, Credit Management and Direct Lending / Securitisation department.

Prior to joining CGC, she served as the Head, Credit Management at Kuwait Finance House Malaysia. She has also held several senior positions at Bank Muamalat Malaysia Berhad, RHB Islamic Bank Berhad and Alliance Merchant Bank Berhad.

Zarina brings with her 22 years of experience in credit management covering full spectrum of Business Banking from Investment, Treasury and Capital Markets, Corporate and Commercial as well as Retail business.

Zarina holds a Bachelor of Accountancy (Hons) from Universiti of Malaya and is also a Certified Credit Professional and Banking Credit Specialist.

Nazleena Nordin

Nazleena Nordin

Chief Operations Officer

Nazleena Nordin is the Chief Operations Officer, overseeing the management and overall performance of asset management and corporate support of Credit Guarantee Corporation Malaysia Berhad (CGC).

She joined CGC as the Assistant General Manager, Organizations and Methods in 2002. In 2007, she was assigned as Assistant General Manager of Corporate Planning and subsequently, was promoted to General Manager of Corporate Services in 2011.

Prior to joining CGC, she was a Systems Engineer at IBM World Trade Corporation supporting the Finance Industry from 1988 to 1994 and a Senior Manager at Mayban Life Assurance (a subsidiary of Maybank now known as ETIQA) from 1994 to 2001.

She is a Chemical Engineer by profession, having graduated with a Bachelor of Engineering (Chemical) degree from the University of Adelaide, South Australia. She started her career as a Chemical Engineer at SANTOS, a petroleum company in Australia.

Y.Bhg. Datuk Mohd Zamree Mohd Ishak

Y.Bhg. Datuk Mohd Zamree Mohd Ishak

President / Chief Executive Officer

Datuk Mohd Zamree Mohd Ishak was appointed as CGC’s President and Chief Executive Officer on 1st January, 2015.

Datuk Zamree brings with him vast experience in the areas of banking operations, corporate and consumer banking as well as Islamic finance education. He began his career with Malayan Banking Berhad (Maybank) back in 1989 until 2009. He held several key positions in Maybank which include Executive Assistant to the President and Chief Executive Officer (April 2001 – Dec 2004), Vice President, Consumer Banking (Jan 2005 – Jan 2008) and Executive Vice President, Corporate Banking (Jan 2008 – July 2009). Datuk Zamree also served as the Chief Operations Officer of INCEIF – The Global University of Islamic Finance since July 2009 up to his latest appointment in CGC. Datuk Zamree is also a member of the Chartered Institute of Islamic Finance (CIIF).

He holds a Bachelor of Science in Business Administration from the Saint Louis University, United States of America and a Master in Business Administration (Finance) from the University of Hull, United Kingdom. He has attended the Asian International Executive Programme at INSEAD, the Global Leadership Development Programme at ICLIF and the Advanced Management Programme at Harvard Business School, United States of America.

Leong Weng Choong

Leong Weng Choong

Chief Business Officer

Leong Weng Choong joined CGC as the Chief Business Officer, on 15th July 2015. He oversees the overall supervision of development and implementation of business and marketing strategies.

He also leads the development of the client management model and manages CGC’s distribution network i.e. the branches.He possesses an approximate 20 years of working experience in the financial industry having worked for OCBC Bank (M) Berhad and Hong Leong Bank (M) Berhad. He started his career in OCBC Finance and after 5 years, he moved to OCBC Bank, where he spent about 14 years doing various functions but mostly related to SME’s.

Leong attained his Bachelor of Commerce from University of Western Australia, Australia.

K. Perbagaran

K. Perbagaran

Chief Risk Officer

Perbagaran is the Chief Risk Officer. He joined CGC in August 2005 as the Head of Internal Audit.

In March 2008, he was promoted to Senior Manager of Asset Management overseeing Loan Monitoring and Rehabilitation, Claims and Subrogation and Recovery.

Subsequently, in January 2012 he was promoted to Assistant General Manager. His current responsibility as Chief Risk Officer include ensuring risks relating to credit, market, operational, asset liability and liquidity of the Corporation are identified, assessed, managed, monitored and reported to the senior management and Board.

Perbagaran holds a Bachelor’s Degree in Accounting from University Utara Malaysia and Master of Business Administration from Cardiff Metropolitan University. He is a Chartered Accountant (Malaysia), a Certified Internal Auditor (CIA) as well as an associate member of Institute of Internal Auditors Malaysia and Malaysian Institute of Accountants. He also holds Advance Credit Enhancer (ACE) qualification.

Yushida Husin

Yushida Husin

Chief Information Officer

Yushida Husin is the Chief Information Officer. She oversees the IT Division which consists of IT Governance, IT Operations and IT Strategy.

She joined CGC in April 2016 as the Senior Vice President of Corporate Programme Management Office (CPMO), overseeing the implementation of the 5SP initiatives which includes Business Process Reengineering, IT Blueprint and other key projects executed by CGC.

Prior to this appointment, she was the Chief Corporate Services Officer at Takaful Ikhlas Berhad and has over 19 years of experience. Her area of specialty includes Project Management, Corporate Planning, Process Improvement, Organisation & Methods as well as Corporate Services and Support functions. She has served with the multi-national consultancy firm, Accenture where she was involved in business process re-engineering and system implementation projects for insurance companies for both local and the Asian region.

Yushida has a Bachelor of Science (Statistics) from University of Illinois, Urbana-Champaign, Illinois, United States of America.

Adi Afuan Zainudin

Adi Afuan Zainudin

Senior Vice President/Head, Human Capital

Adi Afuan Zainudin joined CGC as the Senior Vice President-cum-Head of Human Capital on 12 July 2017. He is responsible to strategically drive the effectiveness of key Human Capital programs and initiatives to support the strategic business objectives.

Adi brings in more than 16 years of experience in Human Resource management and consulting from various industries. Prior to joining CGC, Adi served as the Senior General Manager – HR & Transformation of Touch Group Holdings. He had also served as HR consultant and other various organizations within the financial industry including AmBank Group Bhd, Human Capital Group Asia, and Maybank Bhd.

He holds a Degree in Human Resource Management from Universiti Putra Malaysia and completed his Master of Business Administration studies at MARA University of Technology in 2010.