Datuk Mohd Zamree Mohd Ishak

Datuk Mohd Zamree Mohd Ishak
President & Chief Executive Officer
Datuk Mohd Zamree Mohd Ishak was appointed as CGC’s President and Chief Executive Officer on 1 January 2015.
- Bachelor of Science in Business Administration, Saint Louis University, United States of America (USA)
- Master of Business Administration (Finance), University of Hull, United Kingdom
- Chartered Banker, Asian Institute of Chartered Bankers & Chartered Banker Institute, UK
- Asian International Executive Programme, INSEAD
- Chartered Professional in Islamic Finance
- Global Leadership Development Programme, ICLIF
- Advanced Management Programme (AMP 191), Harvard Business School, USA
Over 34 years of experience in banking operations, corporate banking, consumer banking and Islamic finance. He has held the following key positions:
- Executive Assistant to the President & Chief Executive Officer, Malayan Banking Berhad (Maybank)
- Vice President, Consumer Banking, Maybank
- Executive Vice President, Corporate Banking, Maybank
- Chief Operations Officer, INCEIF – The Global University of Islamic Finance
- Outstanding CEO Award, Association of Development Financing Institutions in Asia and the Pacific (ADFIAP)
- Sustainability Leader of the Year, European Organisation for Sustainable Development, ADFIAP and the Association of African Development Finance Institutions in collaboration with the City of Karlsruhe, Germany
Yushida Husin

Yushida Husin
Chief Executive Officer
Yushida Husin was appointed Chief Executive Officer of CGC Digital Sdn Bhd on 1 August 2022. CGC Digital is a wholly owned subsidiary of CGC and was incorporated on 5 July 2022 in conjunction with CGC’s 50th Anniversary.
- Bachelor of Science in Statistics, University of Illinois Urbana-Champaign, United States of America
Yushida joined CGC in 2016 where she handled various roles overseeing project management, technology and operations, with her last role being Chief Technology & Operations Officer of CGC before being tasked to lead her current role leading CGC Digital.
CGC Digital is a digital start-up, to further aid MSMEs’ access to financing and scale up their businesses using data- and technology-driven innovation.
Over 27 years of experience in various leading roles involving transformation, strategy, technology-led innovation, corporate support functions, operations and management consulting within the financial services industry. She has held the following key positions:
- Consultant, Accenture Malaysia
- Chief Corporate Services Officer, Takaful Ikhlas Berhad
Perbagaran Kuppusamy

Perbagaran Kuppusamy
Chief Internal Auditor
Perbagaran Kuppusamy is the Chief Internal Auditor at CGC. His journey with CGC started in August 2005.
- Bachelor of Accountancy (Hons.), Universiti Utara Malaysia (UUM)
- Master of Business Administration, Cardiff Metropolitan University, United Kingdom (UK)
- Chartered Banker, AICB/(CB), Chartered Banker Institute UK & Asian Institute of Chartered Bankers
- Certified Internal Auditor (CIA) from Institute of Internal Auditors Malaysia (IIAM)
- Advanced Credit Enhancer Certification, CGC – Institut Bank-Bank Malaysia
- Member, Institute of Internal Auditors Malaysia
- Member, Malaysian Institute of Accountants
Over 25 years of experience in Audit & Risk Management. He has held the following key positions:
- Head of Branch Audit, Affin Bank Berhad
- Head of Internal Audit, CGC
- Senior Manager of Asset Management, CGC
- Chief Risk Officer, CGC
Daeng Hafez Arafat Zuhud

Daeng Hafez Arafat Zuhud
General Counsel & Company Secretary
Daeng Hafez Arafat Zuhud joined CGC as the General Counsel & Company Secretary on 4 May 2015.
- Bachelor of Laws (Hons.), International Islamic University Malaysia, 1994
- Advocate and Solicitor of High Court of Malaya. Admitted on 18 March 1995
- Licensed Company Secretary by Companies Commission of Malaysia since 1998
Has accumulated 29 years of experience in various sectors such as financial services, oil & gas, telecommunications, aerospace, and hotel & property development. He has held the following key positions:
- Manager, Legal & Corporate Services, and Company Secretary, Aerospace Technology Systems Corp. Sdn Bhd
- Senior Manager, Legal & Company Secretarial/Joint Company Secretary, Lankhorst Berhad
- Senior Manager, Legal & Human Resources, Intraline Group of Companies
- Assistant Vice President, Group Corporate Secretarial, Maybank, and Company Secretary of Maybank Asset Management Group of Companies and Maybank (Cambodia) Plc
Zarina Osman

Zarina Osman
Chief Risk Officer
Zarina Osman was appointed as the Chief Risk Officer of CGC on 1 January 2024. Prior to her current role, she was the Chief Credit Officer and subsequently as Chief Credit and Operations Officer.
- Bachelor of Accountancy (Hons.), University of Malaya
- Certified Credit Professional (CCP) from Institut Bank-Bank Malaysia
- Banking Credit Specialist from Islamic Banking and Finance Institute Malaysia (IBFIM)
- Islamic Professional Credit Certification from IBFIM
Over 29 years of combined experience in business and credit management covering the entire Business Banking portfolio, including Investment, Treasury and Capital Markets, Corporate, Commercial, SMEs and Retail Business. With expertise in investment and corporate business at Amanah Merchant Bank Bhd, she was a pioneer member of RHB Islamic Bank Bhd, contributing to establishing Malaysia’s first Islamic Window subsidiary. She has held the following key positions and undertook credit transformation exercises as Head of Credit Management in:
- Bank Muamalat Malaysia Bhd
- Kuwait Finance House Malaysia Bhd
Rahim Raduan

Rahim Raduan
Chief Operations Officer
Rahim Raduan was appointed as the Chief Operations Officer of CGC on 1 January 2024. He joined CGC on 2 May 2018 as the Chief Corporate Officer.
- Bachelor of Arts (Hons.) Accounting & Finance, University of East London, United Kingdom (UK)
- Member, Financial Planning Association of Malaysia
- Member, Malaysian Financial Planning Council
- CIMB-INSEAD Leadership Programme, INSEAD, France Member, Malaysian Institute of Accountants
- Fellow, Association of Chartered Certified Accountants, UK
Over 24 years of experience in many sectors, including investment and consumer banking, wealth management, fund management, automotive, infrastructure and property development. He has held the following key positions:
- General Manager/Head of Group Finance Division, PROTON Holdings Bhd
- Chief Operating Officer, CIMB Wealth Advisors Bhd
- Managing Director/Chief Operating Officer, CIMB-Principal Asset Management Bhd (now known as Principal Asset Management Bhd)
- Managing Director/Head of Consumer Banking’s Operations & Service Support, CIMB Bank Bhd
- Director in Group MD/CEO’s Office, UEM Group Bhd
Sean Tan

Sean Tan
Chief Business Officer
Sean Tan joined CGC on 5 April 2023 as Chief Business Officer.
- Bachelor of Commerce, Major in Finance and Marketing, Curtin University of Technology, Perth, Australia
Over 23 years of experience in banking and PropTech covering SME and Consumer Segments including Business Development, Sales Management, Product and Marketing, Business Strategy, Strategic Alliances, Collection and Recovery and Data Software Solutions. He has held the following key positions:
- Head of Business Development, Data and Software Solutions Division, PropertyGuru Group
- Head of Sales and Partnership, Business Banking, UOB Bank Malaysia
- Head of Sales, Retail SME, Standard Chartered Bank Malaysia
- Head of Personal Loan, Hong Leong Bank
- Head of Propositions, Strategy and Channels, Commercial Banking, HSBC Bank Malaysia
- Head of Product Service Unit, Commercial Banking and Business Banking, CIMB Bank Malaysia
Nazral Safril Mohammad Sapari

Nazral Safril Mohammad Sapari
Chief Human Resources Officer
Nazral Safril Mohammad Sapari joined CGC on 8 May 2023 as Chief Human Resources Officer.
- Bachelor of Business Administration (Hons) in Human Resources Management, Universiti Teknologi MARA
- Advanced Diploma in Business Management, Swansea Institute of Higher Education, Wales, United Kingdom
- Diploma in Banking Studies, Universiti Teknologi MARA
Over 30 years of experience in human resource strategies, management, administration, and operations in banking as well as in various corporate environments. He has held the following key positions:
- Director, Human Resources & Administration, Malaysia Digital Economy Corporation (MDEC)
- Head/General Manager, Human Resources & Administration, Touch ‘N Go Sdn Bhd
- Regional Head/Director, HR Business Partner for Group Asset Management & Investments (CIMB Principal Asset Management Group), CIMB Investment Bank Berhad
- Assistant General Manager, Planning & Organisation Design – Human Capital/Founding team member, Alinma Bank, Riyadh, Kingdom of Saudi Arabia
- Senior Manager, Group Human Resources at AmBank (M) Berhad
- Gold Award recipient for ‘People Leader of the Year’ from the SEEK People and Purpose Awards 2024.
Nurul Amni Mohd Amin

Nurul Amni Mohd Amin
Chief Financial Officer
Nurul Amni Mohd Amin joined CGC on 6 June 2023 as Chief Financial Officer.
- Bachelor of Science in Accounting and Finance, University of Southampton, United Kingdom
- Fellow of Institute of Chartered Accountants in England and Wales
- Member of Malaysian Institute of Accountants
Over 19 years of professional experience in accounting firms, with auditing experience in various commercial sectors within government agencies, financial institutions, and the sovereign wealth fund industry. She played an instrumental role in Khazanah’s strategic planning, performance reporting, and portfolio management. At PNB, she led transformative initiatives, implementing core investment systems, data warehouses, and building data teams. She has held the following key positions:
- Vice President of Project Management Unit, Public Market Division, Permodalan Nasional Berhad
- Associate Director, Head of Finance and Capital Management, Danajamin Nasional Berhad
- Vice President of Strategic Management Unit in Managing Director’s Office, Khazanah Nasional Berhad
- Led asset and fund management, investment holding, services and trading, property development and manufacturing industry at Ernst & Young
Wai Ko-Chi

Wai Ko-Chi
Chief Technology Officer
Wai Ko-chi is the Chief Technology Officer of CGC. His journey with CGC started on 5 June 2017.
- Bachelor of Engineering (Hons. Mechanical), University of Malaya
Over 25 years of experience with various national and international organisations, involved in global and regional projects in applications development, systems integration, enterprise architecture, and managed services delivery. He oversees the company’s technology strategy, initiatives, and ensures efficient technology and cybersecurity operations in his current role. He has held the following positions:
- Analyst, Andersen Consulting/Accenture
- Architect, Shell IT/Hewlett Packard Malaysia
- Chief Engineer, DXC Technology/Hewlett Packard Enterprise
Sum Leng Kuang

Sum Leng Kuang
Advisor, Investment
Sum Leng Kuang joined CGC as Advisor, Investment in September 2015 and oversees the Investment Department.
- Bachelor of Commerce (Finance), University of Canterbury, New Zealand
- Certified Financial Planner
Over 40 years of experience in fund management, particularly in managing fixed income investment portfolios, credit evaluation, and credit risk management. She has held the following key positions:
- Senior Vice President, Head of Fixed Income Investment, Great Eastern Life Assurance (Malaysia) Berhad
- Acting CEO, Hong Leong Asset Management Berhad
Mohd Sukeri Ismail

Mohd Sukeri Ismail
Head, Operations
Mohd Sukeri Ismail is the Head of Operations at CGC. His journey in CGC began on 6 May 1996.
- Diploma, Indiana University, USA
- Bachelor of Science in Business Administration (Finance), Creighton University, USA
Over 27 years of experience in Shared/Full Risk and Financing applications. He has held the following positions:
- Branch Executive, Hong Leong Finance Berhad
- Branch Manager, Hong Leong Finance Berhad
- Assistant Manager, Guarantee, CGC
- Manager, Credit Evaluation, CGC
- Senior Manager, Operations, CGC
- Senior Manager, Credit, CGC
- Assistant General Manager, Credit, CGC
Mohamed Azman Mohamed Taufik

Mohamed Azman Mohamed Taufik
Head, Business Development & Products
Mohamed Azman Mohamad Taufik joined CGC as a Senior Vice President, Bumiputera Development & Product on 4 February 2015.
- Bachelor of Management Studies, University of Waikato, New Zealand
Over 34 years of experience in the banking and financial sectors, both in Malaysia and Indonesia. Has extensive experience in corporate banking, SME banking, and branch management. He has held the following key positions:
- Senior Account Manager, Malayan Banking Berhad
- Associate Director, Danajamin Nasional Berhad Associate Director, The Bank of Nova Scotia Berhad
Azman Idrus

Azman Idrus
Head, Strategic Management
Azman Idrus joined CGC on 12 September 2022 as the Head of Strategic Management, Corporate Division.
- Master of Business Administration, University of Hull, United Kingdom
- Bachelor of Information Science, MARA University of Technology (UiTM)
Over 26 years of experience in consumer banking strategy development, operations, channels, and change management leadership within financial institutions, including those with regional presence. Previous positions include:
- Head of Channel Operations & Services, Al Rajhi Bank Malaysia
- Head of Channel Operations & Head of Strategic Management, Consumer Banking, CIMB Bank Berhad
- Senior Manager, AmBank (M) Berhad/AmBank Islamic
- Consultant & Consulting Manager, Cap Gemini Ernst & Young Malaysia and Asia Pacific Research Officer & Junior Analyst, Citibank Berhad
Ila Dixit

Ila Dixit
Chief Digital and Innovation Officer
Ila Dixit joined CGC Digital Sdn Bhd on 15 March 2023 as Chief Innovation Architect. She is currently CGC Digital’s Chief Digital and Innovation officer. CGC Digital is a wholly owned subsidiary of CGC and was incorporated on 5 July 2022 in conjunction with CGC’s 50th Anniversary.
- Master of Computer Management, Devi Ahilya Vishwavidyalaya, Indore, India
Over 20 years of multi-channel delivery experience have established her as a leading expert in digital transformation. Her track record includes numerous successful engagements that have transformed customer experiences and streamlined operations. Previous key positions include:
- Head, Digital Channels and Products, Celcom Axiata Berhad
- Head, Digital Operations, Celcom Axiata Berhad
- Digital Delivery Lead and Consultant, Tata Consultancy Services, Malaysia Sdn Bhd IT Billing and Operations, IBM, India