Yushida Husin was appointed Chief Executive Officer of CGC Digital Sdn Bhd on 1 August 2022. CGC Digital is a wholly owned subsidiary of CGC and was incorporated on 5 July 2022 in conjunction with CGC's 50th Anniversary.
Academic/Professional Qualification(s)
Bachelor of Science in Statistics, University of Illinois Urbana-Champaign, United States of America
Working Experience Yushida is currently leading CGC Digital to further aid MSMEs’ access to financing and help them scale their businesses using data and technology-driven innovation.
She possesses over 28 years of experience in various leading roles spanning transformation, strategy, corporate startup, technology-led innovation, corporate support functions, operations, and management consulting within the financial services industry at both local and regional levels. Her previous roles at CGC Malaysia include Chief Technology & Operations Officer, Chief Information Officer and Senior Vice President of the Programme Management Office. She has also previously held the following
positions:
• Chief Corporate Services Officer of Takaful Ikhlas Berhad
• Management Consultant, Accenture
Daeng Hafez Arafat Zuhud joined CGC as the General Counsel & Company Secretary on 4 May 2015.
Academic/Professional Qualification(s)
Bachelor of Laws (Hons.), International Islamic University Malaysia, 1994
Advocate and Solicitor of High Court of Malaya. Admitted on 18 March 1995
Licensed Company Secretary by Companies Commission of Malaysia since 1998
Working Experience Has accumulated 30 years of experience in various sectors such as financial services, oil & gas, telecommunications, aerospace, and hotel & property development. He has held the following key positions:
Assistant Vice President, Group Corporate Secretarial, Maybank, and Company Secretary of Maybank Asset Management Group of Companies and Maybank (Cambodia) Plc
Senior Manager, Legal & Human Resources, Intraline Group of Companies
Senior Manager, Legal & Company Secretarial/Joint Company Secretary, Lankhorst Berhad
Manager, Legal & Corporate Services, and Company Secretary, Aerospace Technology Systems Corp. Sdn Bhd
Zarina Osman was appointed as the Chief Risk Officer of CGC on 1 January 2024. Prior to her current role, she was the Chief Credit Officer and subsequently as Chief Credit and Operations Officer.
Academic/Professional Qualification(s)
Bachelor of Accountancy (Hons.), University of Malaya
Certified Credit Professional (CCP) from Institut Bank-Bank Malaysia
Banking Credit Specialist from Islamic Banking and Finance Institute Malaysia (IBFIM)
Islamic Professional Credit Certification from IBFIM
Working Experience Over 30 years of combined experience in business and credit management covering the entire Business Banking portfolio, including Investment, Treasury and Capital Markets, Corporate, Commercial, SMEs and Retail Business. With expertise in investment and corporate business at Amanah Merchant Bank Bhd, she was a pioneer member of RHB Islamic Bank Bhd, contributing to establishing Malaysia’s first Islamic Window subsidiary. She has held the following key positions and undertook credit transformation exercises as Head of Credit Management in:
Rahim Raduan was appointed as the Chief Operations Officer of CGC on 1 January 2024. He joined CGC on 2 May 2018 as the Chief Corporate Officer.
Academic/Professional Qualification(s)
Fellow, Association of Chartered Certified Accountants, UK
CIMB-INSEAD Leadership Programme, INSEAD, France Member, Malaysian Institute of Accountants
Member, Institute of Corporate Directors Malaysia
Member, Malaysian Institute of Accountants
Member, Malaysian Financial Planning Council
Member, Financial Planning Association of Malaysia
Working Experience Over 25 years of experience across key industries, holding senior positions related to financial services primarily in the banking, wealth management, and fund management sectors, as well as in automotive, infrastructure, and property development. His previous roles include:
Chief Corporate Officer, CGC
Director in Group MD/CEO’s Office, UEM Group Bhd
Managing Director/Head of Consumer Banking’s Operations & Service Support, CIMB Bank Bhd
Managing Director/Chief Operating Officer, CIMB-Principal Asset Management Bhd (now known as Principal Asset Management Bhd)
Chief Operating Officer, CIMB Wealth Advisors Bhd
General Manager/Head of Group Finance Division, PROTON Holdings Bhd
Sean Tan joined CGC on 5 April 2023 as Chief Business Officer.
Academic/Professional Qualification(s)
Bachelor of Commerce, Major in Finance and Marketing, Curtin University of Technology, Perth, Australia
Working Experience Over 24 years of experience in banking and PropTech covering SME and Consumer Segments including Business Development, Sales Management, Product and Marketing, Business Strategy, Strategic Alliances, Collection and Recovery and Data Software Solutions. He has held the following key positions:
Head of Business Development, Data and Software Solutions Division, PropertyGuru Group
Head of Sales and Partnership, Business Banking, UOB Bank Malaysia
Head of Sales, Retail SME, Standard Chartered Bank Malaysia
Head of Personal Loan, Hong Leong Bank
Head of Propositions, Strategy and Channels, Commercial Banking, HSBC Bank Malaysia
Head of Product Service Unit, Commercial Banking and Business Banking, CIMB Bank Malaysia
Nazral Safril Mohammad Sapari joined CGC on 8 May 2023 as Chief Human Resources Officer.
Academic/Professional Qualification(s)
Diploma in Banking Studies, Universiti Teknologi MARA
Advanced Diploma in Business Management, Swansea Institute of Higher Education, Wales, United Kingdom
Bachelor of Business Administration (Hons) in Human Resources Management, Universiti Teknologi MARA
Working Experience Over 32 years of experience in human resource strategies, management, administration, and operations in banking as well as in various corporate environments. He has held the following key positions:
Director, Human Resources & Administration, Malaysia Digital Economy Corporation (MDEC)
Head/General Manager, Human Resources & Administration, Touch ‘N Go Sdn Bhd
Regional Head/Director, HR Business Partner for Group Asset Management & Investments (CIMB Principal Asset Management Group), CIMB Investment Bank Berhad
Assistant General Manager, Planning & Organisation Design – Human Capital/Founding team member, Alinma Bank, Riyadh, Kingdom of Saudi Arabia
Senior Manager, Group Human Resources at AmBank (M) Berhad
Awards
The People Leader of the Year 2024 (Gold) Award by Jobstreet's SEEK People and Purpose Awards.
Nurul Amni Mohd Amin joined CGC on 6 June 2023 as Chief Financial Officer.
Academic/Professional Qualification(s)
Bachelor of Science in Accounting and Finance, University of Southampton, United Kingdom
Fellow of Institute of Chartered Accountants in England and Wales
Member of Malaysian Institute of Accountants
Working Experience Over 20 years of professional experience in accounting firms, with auditing experience in various commercial sectors within government agencies, financial institutions, and the sovereign wealth fund industry. She played an instrumental role in Khazanah’s strategic planning, performance reporting, and portfolio management. She led transformative initiatives at PNB, implementing core investment systems, data warehouses, and building data teams. At Earnst & Young, she headed asset and fund management, investment holding, services and trading, property development, and the manufacturing industry. She has held the following key positions:
Vice President of Project Management Unit, Public Market Division, Permodalan Nasional Berhad
Associate Director, Head of Finance and Capital Management, Danajamin Nasional Berhad
Vice President of Strategic Management Unit in Managing Director’s Office, Khazanah Nasional Berhad
Wai Ko-chi is the Chief Technology Officer of CGC. His journey with CGC started on 5 June 2017.
Academic/Professional Qualification(s) • Bachelor of Engineering (Hons. Mechanical), University of Malaya
Working Experience Over 28 years of experience with various national and international organisations, involved in global and regional projects in applications development, systems integration, enterprise architecture, and managed services delivery. He oversees the company’s technology strategy, initiatives, and ensures efficient technology and cybersecurity operations in his current role. He has held the following positions:
Sum Leng Kuang joined CGC as Advisor, Investment in September 2015 and oversees the Investment Department.
Academic/Professional Qualification(s)
Bachelor of Commerce (Finance), University of Canterbury, New Zealand
Certified Financial Planner
Working Experience Over 41 years of experience in fund management, particularly in managing fixed income investment portfolios, credit evaluation, and credit risk management. She has held the following key positions:
Acting CEO, Hong Leong Asset Management Berhad
Senior Vice President, Head of Fixed Income Investment, Great Eastern Life Assurance (Malaysia) Berhad
Mohamed Azman Mohamad Taufik joined CGC as a Senior Vice President, Bumiputera Development & Product on 4 February 2015.
Education/Qualification(s)
Bachelor of Management Studies, University of Waikato, New Zealand
Working Experience With over 35 years of distinguished experience in the banking and financial sectors across Malaysia and Indonesia, he brings extensive experience in corporate banking, SME banking, and branch management. His strategic leadership has been instrumental in driving business growth and innovation at CGC.Throughout his career, he has held several senior positions, including:
Senior Account Manager, Malayan Banking Berhad
Associate Director, Danajamin Nasional Berhad
Associate Director, The Bank of Nova Scotia Berhad
Azman Idrus joined CGC on 12 September 2022 as the Head of Strategic Management, Corporate Division.
Academic/Professional Qualification(s)
Bachelor of Information Science, MARA University of Technology (UiTM)
Master of Business Administration, University of Hull, United Kingdom
Working Experience Over 27 years of experience in consumer banking strategy development, operations, channels, and change management leadership within financial institutions, including those with regional presence. Previous positions include:
Head of Channel Operations & Services, Al Rajhi Bank Malaysia
Head of Channel Operations & Head of Strategic Management, Consumer Banking, CIMB Bank Berhad
Senior Manager, AmBank (M) Berhad/AmBank Islamic
Consultant & Consulting Manager, Cap Gemini Ernst & Young Malaysia and Asia Pacific
Research Officer & Junior Analyst, Citibank Berhad
Ila Dixit joined CGC Digital Sdn Bhd on 15 March 2023 as Chief Innovation Architect. She is currently CGC Digital's Chief Digital and Innovation officer. CGC Digital is a wholly owned subsidiary of CGC and was incorporated on 5 July 2022 in conjunction with CGC's 50th Anniversary.
Academic/Professional Qualification(s) • Master of Computer Management, Devi Ahilya Vishwavidyalaya, Indore, India
Working Experience Over 22 years of multi-channel delivery experience have established her as a leading expert in digital transformation. Her track record includes numerous successful engagements that have transformed customer experiences and streamlined operations. Previous key positions include:
Head, Digital Channels and Products, Celcom Axiata Berhad
Head, Digital Operations, Celcom Axiata Berhad
Digital Delivery Lead and Consultant, Tata Consultancy Services, Malaysia Sdn Bhd
Nazrul Hisyam was appointed Chief Growth Officer of CGC Digital Sdn Bhd on 15 July 2024. CGC Digital is a wholly owned subsidiary of CGC and was incorporated on 5 July 2022 in conjunction with CGC’s 50th Anniversary.
Academic/Professional Qualification(s)
Bachelor of Arts in Economics, Cambridge University, United Kingdom
Masters of Arts in Economics, Cambridge University, United Kingdom
Executive Education
Chartered Banker, Asian Institute of Chartered Bankers
Sijil Pasaran Kewangan, Persatuan Pasaran Kewangan Malaysia & Institute of Bankers Malaysia
Working Experience Nazrul was seconded to CGC Digital in 2024 from Bank Negara Malaysia where he was tasked with corporate strategy formulation and programme management of various CGC Digital initiatives.
Over 27 years of experience in various leading roles involving financial market development, open-market operations, foreign exchange intervention, investment management, international relations, strategic management, corporate communication and corporate governance. He has also been seconded to global financial market intermediaries in Wall Street, New York & Princeton, New Jersey, USA. He has held the following key positions:
Managing Director, Financial Park (Labuan) Berhad
Assistant Governor, Bank Negara Malaysia
Secretary to the Board, Bank Negara Malaysia
Member of the Board of Directors and Board Risk Management Committee of Cagamas Berhad
Chief of Staff, Bank Negara Malaysia
Director, International Department, Bank Negara Malaysia
Deputy Director, Monetary Policy Implementation, Bank Negara Malaysia
Co-Chair, ASEAN Working Group, Trade in Financial Services
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