Tabung Projek Usahawan Bumiputera-i (TPUB-i)

Eligibility Criteria

  • Applicant must be a Bumiputera enterprise fully owned (100%) by Bumiputera;
  • Applicant must have a project / contract from government, government bodies and agencies, statutory bodies, government owned companies and private companies with Net Shareholders’ Fund more than RM20.0 mil and the company has been in operation more than three (3) years without losses recorded for the last three (3) years;
  • For contractors, they must be registered with Contractors Industrial Development Board (CIDB) and not blacklisted by CIDB;
  • There must be no other credit facilities granted by other FIs to finance the particular project / contract.

Financing Amount

  • Up to RM3.0 million for first time applications and up to RM5.0 million for subsequent applications.

Type of Facility

  • Term Financing; and
  • Revolving Financing.

Profit Rate

  • First time financing  – 5.0% per annum.
  • Subsequent financing – BFR* Maybank Islamic + 1.0% per annum.

*BFR – Base Financing Rate.

Financing Tenure

  • Maximum of five (5) years or the contract duration or the funding requirement period, whichever is earlier.

Application Procedures

  • Application form is available at all CGC’s branches or Click here to download Application Form.
  • The complete application form together with all supporting documents can be submitted to any CGC branches.

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BizMula-i

Objective

BizMula-i is a direct financing scheme to cater specifically for businesses less than 4 years in operations utilising the BNM’s Fund for SMEs – All Economic Sectors (other than SMEs in the Primary Agriculture Sector and Micro Enterprises).

The funds are designed to facilitate greater access to financing for viable SMEs.

Purpose of Financing

  • Working capital; and/or
  • Asset acquisition (i.e. purchase of machinery and equipment)

Financing should not be used for:

  • Purchase of shares;
  • Refinancing of existing credit/financing facilities;
  • Purchase of land/real estate investment;
  • Purchase of business properties;
  • Property development;
  • Investment by investment holding companies;
  • Activities where the stock in trade is money (including credit, leasing, factoring and insurance businesses);
  • Gambling, alcohol, tobacco or other similar type of activities and products; and
  • Shari’ah non-compliant business activities.

Eligibility Criteria

  • Meet National SME Development Council’s (NSDC) SME definition (for details, please click here);
  • Must be a Malaysian-controlled and Malaysian-owned (at least 51% shareholding) company or business and must reside in Malaysia;
  • Business has been registered and/ or in operations for less than 4 years;
  • Key decision maker’s age must be at least 21 years old at the point of application and maximum of 60 years old upon full settlement;
  • Business is registered with Companies Commission of Malaysia (SSM); or authorities/district offices in Sabah and Sarawak; or statutory bodies for professional service providers;
  • Maximum shareholders’ funds not exceeding RM5 million;
  • Shareholding by Public Listed Companies and Government Linked Companies (if any) in the SMEs shall not exceed 20%.

Financing Amount

  • Minimum : RM30,000
  • Maximum : RM300,000

Type of Facility

  • Term Financing only

Financing Rate

  • Effective Profit Rate: *BNM Funding Rate at 1.50% (as at 19th June 2017) + 6.50% p.a.
  • Ceiling Profit Rate: 12.00% p.a.

* BNM Funding Rate may be subject to change at the discretion of BNM.

Financing Tenure

  • Up to 5 years

Application Procedures

  • Application form is available at all CGC’s branches or Click here to download Application Form.
  • The complete application form together with all supporting documents can be submitted to any CGC branches.

Leave your contact details here and we will get back to you.

Your Name:

Email:

Contact Number:

Enquiry:

BizWanita-i

Objective

BizWanita-i is a direct financing scheme to cater specifically for women entrepreneurs that business is less than 4 years in operations utilising the BNM’s Fund for SMEs (other than SMEs in the Primary Agriculture Sector and Micro Enterprises).

The funds are designed to facilitate greater access to financing for viable SMEs.

Purpose of Financing

  • Working capital; and/or
  • Asset acquisition (i.e. purchase of machinery and equipment)

Financing should not be used for:

  • Purchase of shares;
  • Refinancing of existing credit/financing facilities;
  • Purchase of land/real estate investment;
  • Purchase of business properties;
  • Property development;
  • Investment by investment holding companies;
  • Activities where the stock in trade is money (including credit, leasing, factoring and insurance businesses);
  • Gambling, alcohol, tobacco or other similar type of activities and products; and
  • Shari’ah non-compliant business activities.

Eligibility Criteria

  • Meet National SME Development Council’s (NSDC) SME definition (for details, please click here);
  • Must be a Malaysian-controlled and Malaysian-owned (at least 51% shareholding) company or business and must reside in Malaysia;
  • Company or business of which at least 51% shareholding is owned by a woman/ women and the key decision maker is a woman at point of application;
  • Business has been registered and/ or in operations for less than 4 years;
  • Key decision maker’s age must be at least 21 years old at the point of application and maximum of 60 years old upon full settlement;
  • Business is registered with Companies Commission of Malaysia (SSM); or authorities/district offices in Sabah and Sarawak; or statutory bodies for professional service providers;
  • Maximum shareholders’ funds not exceeding RM5 million;
  • Shareholding by Public Listed Companies and Government Linked Companies (if any) in the SMEs shall not exceed 20%.

Financing Amount

  • Minimum : RM30,000
  • Maximum : RM300,000

Type of Facility

  • Term Financing only

Financing Rate

  • Effective Profit Rate: *BNM Funding Rate at 1.50% (as at 19th June 2017) + 6.30% p.a.
  • Ceiling Profit Rate: 12.00% p.a.

* BNM Funding Rate may be subject to change at the discretion of BNM.

Financing Tenure

  • Up to 5 years

Application Procedures

  • Application form is available at all CGC’s branches or Click here to download Application Form.
  • The complete application form together with all supporting documents can be submitted to any CGC branches.

Leave your contact details here and we will get back to you.

Your Name:

Email:

Contact Number:

Enquiry:

BizBina-i

Objective

BizBina-i is a direct financing scheme that is designed specifically for businesses that are affected by natural disasters.

Purpose of Financing

  • Working capital; and/or
  • Asset acquisition (i.e. repair and purchase of assets for commercial use to replace those damaged during disaster)

Financing should not be used for:

  • Refinancing of existing credit/financing facilities.

Eligibility Criteria

  • Meet National SME Development Council’s (NSDC) SME definition (for details, please click here);
  • Must be a Malaysian-controlled and Malaysian-owned (at least 51% shareholding) company or business.
  • Exclusively for CGC’s existing customers* located in the districts defined by National Disaster Management Agency (NADMA), Prime Minister’s Department and/or as per CGC’s declaration as a natural disaster area.

Financing Amount

  • Minimum : RM20,000
  • Maximum : RM200,000

Type of Facility

  • Term Financing only

Financing Rate

  • 5.80% per annum

Financing Tenure

  • Up to 5 years (including moratorium period for the first 6 months, with profit servicing only)

Application Procedures

  • Application form is available at all CGC’s branches or Click here to download Application Form.
  • The complete application form together with all supporting documents can be submitted to any CGC branches.

*Terms and Conditions apply.


Leave your contact details here and we will get back to you.

Your Name:

Email:

Contact Number:

Enquiry: