Tabung Projek Usahawan Bumiputera-i (TPUB-i)

Eligibility Criteria

  1. Applicant must be a wholly owned (100%) Bumiputera enterprise or is a Bumiputera entrepreneur.
  2. Applicant must have a secured project/contract from government, government agencies, statutory bodies or government-owned companies;
  3. Project / contract secured from  private companies (selected) must fulfil the following criteria:-
    a.   Contract Awarder must have a net shareholders’ fund of at least RM20.0 million;
    b.   Contract Awarder must be in operations for not less than three (3) years;
    c.   Contract Awarder has no losses recorded in the last three (3) years.
  4. Applicants are encouraged to be a member of any one of the following trade associations: Dewan Perniagaan Melayu Malaysia (DPMM), PERDASAMA, USAHANITA, Dewan Usahawan Muda Bumiputera and / or other bodies acknowledged by CGC;
  5. Contractors must be registered with CIDB and are not blacklisted by CIDB;
  6. The project / contract must not be financed by any other FIs.

Financing Limit

Up to RM3.0 million for first time applications and up to RM5.0 million for subsequent applications; subject to the following;

  1. For food and catering businesses, financing amount is up to RM750,000.00 only.
  2. For partnership and sole-proprietorship, financing amount is up to RM500,000.00 only.

Type of Facility

  1. Term Financing; and
  2. Revolving Financing.

Guarantee Fee

Guarantee fee is not applicable for this scheme.

Profit Rate

  1. First time financing  – 5.0% per annum.
  2. Subsequent financing – BFR* Maybank Islamic + 1.0% per annum.

*BFR- Base Financing Rate.

Tenure

Maximum of five (5) years or the contract duration or the funding requirement period, whichever is earlier.

How To Apply

Application form is available at:-

  1. All CGC’s branches; or
  2. CGC website. Click here to download Application Form.

Application Submission

The completed application form together with all supporting documents may be submitted to the nearest CGC branches


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BizMula-i

Eligibility Criteria

  • Aged 21 – 58 (at the point of application)
  • Must be SME per National SME Development Council’s (NSDC) definition.
  • Business registered in Malaysia and is Malaysian-controlled or Malaysian-owned (at least 51% shareholding)
  • Business is at least licensed by a local authority
  • Business has been licensed and/or in operations for less than 3 years

Financing Amount

  • Min – RM50,000
  • Max – RM300,000

* Depending on eligibility of each customer

Type of Facility

  • Term Financing only

* For the purpose of working capital and/ or asset acquisition

Financing Rate

  • Min – BFR + 0.30%
  • Max – BFR + 1.65%

* Prevailing BFR is based on Maybank Islamic BFR and is subject to further changes

Tenure

Maximum of seven (7) years

Application Procedures

  • Application form is available at all CGC’s branches or Click here to download Application Form.
  • The complete application form together with all supporting documents can be submitted to any CGC branches.

* Subject to the availability of funds.


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BizWanita-i

Eligibility Criteria

  • Aged 21 – 60 (upon settlement of full instalment payment).
  • Business meets either one of the “women” definition stipulated in the FAQ section.
  • Must be SME per National SME Development Council’s (NSDC) definition.
  • Business registered in Malaysia and is Malaysian-controlled and Malaysian-owned (at least 51% shareholding).
  • Business is at least licensed by a local authority.
  • Business has been licensed and/or in operations for any number of years (not confined to any minimum nor maximum number of years).

Financing Amount

  • Min – RM20,000
  • Max – RM300,000

* Depending on eligibility of each customer.


Type of Facility

  • Term Financing only

* For the purpose of working capital and/ or asset acquisition.


Financing Rate

  • Min – BFR + 0.20%
  • Max – BFR + 1.65%

* Prevailing BFR is based on Maybank Islamic BFR and is subject to further changes.


Tenure

Maximum of seven (7) years.


Application Procedures

  • Application form is available at all CGC’s branches or click here to download Application Form.
  • The complete application form together with all supporting documents can be submitted to any CGC branches.

* Subject to the availability of funds.


Leave your contact details here and we will get back to you.

Your Name:

Email:

Contact Number:

Enquiry:

BizBina-i

Eligibility Criteria

  • Meet National SME Development Council’s (NSDC) SME definition (for details, please click here).
  • Business registered in Malaysia and is Malaysian-controlled and Malaysian-owned (at least 51% shareholding).
  • Open to CGC’s existing customers* who are affected by natural disaster and located in towns or districts defined as a disaster area by National Disaster Management Agency (NADMA), Prime Minister’s Department or deemed as a disaster area by CGC.

Financing Amount

    • Minimum  Financing: RM20,000
    • Maximum Financing: RM200,000

Type of Facility

  • Term Financing only

Purpose of Financing

  • Working Capital; and / or
  • Asset Acquisition (Repairs and purchases of assets for commercial use to replace those damaged during disaster and working capital only).

Facility should not be used for

  • Refinancing of existing credit / financing facility.

Financing Rate

  • 5.80% per annum

Tenure

  • Maximum up to five (5) years, including moratorium period during the first six (6) months; with profit servicing only.

Application Procedures

  • Application form is available at all CGC’s branches or click here to download Application.
  • The complete application form together with all supporting documents can be submitted to any CGC branches.

*Terms and Conditions apply


Leave your contact details here and we will get back to you.

Your Name:

Email:

Contact Number:

Enquiry: