Tabung Projek Usahawan Bumiputera-i (TPUB-i)

Eligibility Criteria

  1. Applicant must be a wholly owned (100%) Bumiputera enterprise or is a Bumiputera entrepreneur.
  2. Applicant must have a secured project/contract from government, government agencies, statutory bodies or government-owned companies;
  3. Project / contract secured from  private companies (selected) must fulfil the following criteria:-
    a.   Contract Awarder must have a net shareholders’ fund of at least RM20.0 million;
    b.   Contract Awarder must be in operations for not less than three (3) years;
    c.   Contract Awarder has no losses recorded in the last three (3) years.
  4. Applicants are encouraged to be a member of any one of the following trade associations: Dewan Perniagaan Melayu Malaysia (DPMM), PERDASAMA, USAHANITA, Dewan Usahawan Muda Bumiputera and / or other bodies acknowledged by CGC;
  5. Contractors must be registered with CIDB and are not blacklisted by CIDB;
  6. The project / contract must not be financed by any other FIs.

Financing Limit

Up to RM3.0 million for first time applications and up to RM5.0 million for subsequent applications; subject to the following;

  1. For food and catering businesses, financing amount is up to RM750,000.00 only.
  2. For partnership and sole-proprietorship, financing amount is up to RM500,000.00 only.

Type of Facility

  1. Term Financing; and
  2. Revolving Financing.

Guarantee Fee

Guarantee fee is not applicable for this scheme.

Profit Rate

  1. First time financing  – 5.0% per annum.
  2. Subsequent financing – BFR* Maybank Islamic + 1.0% per annum.

*BFR- Base Financing Rate.

Tenure

Maximum of five (5) years or the contract duration or the funding requirement period, whichever is earlier.

How To Apply

Application form is available at:-

  1. All CGC’s branches; or
  2. CGC website. Click here to download Application Form.

Application Submission

The completed application form together with all supporting documents may be submitted to the nearest CGC branches


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BizMula-i

Objective

BizMula-i is a direct financing scheme to cater specifically for businesses less than 4 years in operations utilising the BNM’s Fund for Small and Medium Enterprises (SMEs) – All Economic Sectors (other than SMEs in the Primary Agriculture Sector and Micro Enterprises).

The funds are designed to facilitate greater access to financing for viable SMEs.

Purpose of Financing

  • Working capital; and/or
  • Asset acquisition (e.g. purchase of machinery and equipment)

Financing should not be used for:

  • Purchase of shares;
  • Refinancing of existing credit/financing facilities;
  • Purchase of land/real estate investment;
  • Purchase of business properties;
  • Property development;
  • Investment by investment holding companies;
  • Activities where the stock in trade is money (including credit, leasing, factoring and insurance businesses);
  • Gambling, alcohol, tobacco or other similar type of activities and products; and
  • Shari’ah non-compliant business activities.

Eligibility Criteria

  • Meet National SME Development Council’s (NSDC) SME definition (for details, please click here);
  • Must be a Malaysian-controlled and Malaysian-owned (at least 51% shareholding) company or business and must reside in Malaysia;
  • Business has been registered and/ or in operations for less than 4 years;
  • Key decision maker’s age must be at least 21 years old at the point of application and maximum of 60 years old upon full settlement;
  • Business is registered with Companies Commission of Malaysia (SSM); or authorities/district offices in Sabah and Sarawak; or statutory bodies for professional service providers;
  • Maximum shareholders’ funds not exceeding RM5 million;
  • Shareholding by Public Listed Companies and Government Linked Companies (if any) in the SMEs shall not exceed 20%.

Financing Amount

  • Minimum – RM30,000
  • Maximum – RM300,000

Type of Facility

  • Term Financing only

Financing Rate

  • Effective Profit Rate: *BNM Funding Rate at 1.50% (as at 19th June 2017) + 6.50% p.a.
  • Ceiling Profit Rate: 12.00% p.a.

* BNM Funding Rate may be subject to change at the discretion of BNM.

Financing Tenure

  • Up to 5 years

Application Procedures

  • Application form is available at all CGC’s branches or Click here to download Application Form.
  • The complete application form together with all supporting documents can be submitted to any CGC branches.

Leave your contact details here and we will get back to you.

Your Name:

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Contact Number:

Enquiry:

BizWanita-i

Objective

BizWanita-i is a direct financing scheme to cater specifically for women entrepreneurs that business is less than 4 years in operations utilising the BNM’s Fund for Small and Medium Enterprises (SMEs) – All Economic Sectors (other than SMEs in the Primary Agriculture Sector and Micro Enterprises).

The funds are designed to facilitate greater access to financing for viable SMEs.

Purpose of Financing

  • Working capital; and/or
  • Asset acquisition (e.g. purchase of machinery and equipment)

Financing should not be used for:

  • Purchase of shares;
  • Refinancing of existing credit/financing facilities;
  • Purchase of land/real estate investment;
  • Purchase of business properties;
  • Property development;
  • Investment by investment holding companies;
  • Activities where the stock in trade is money (including credit, leasing, factoring and insurance businesses);
  • Gambling, alcohol, tobacco or other similar type of activities and products; and
  • Shari’ah non-compliant business activities.

Eligibility Criteria

  • Meet National SME Development Council’s (NSDC) SME definition (for details, please click here);
  • Must be a Malaysian-controlled and Malaysian-owned (at least 51% shareholding) company or business and must reside in Malaysia;
  • Company or business of which at least 51% shareholding is owned by a woman/ women and the key decision maker is a woman at point of application;
  • Business has been registered and/ or in operations for less than 4 years;
  • Key decision maker’s age must be at least 21 years old at the point of application and maximum of 60 years old upon full settlement;
  • Business is registered with Companies Commission of Malaysia (SSM); or authorities/district offices in Sabah and Sarawak; or statutory bodies for professional service providers;
  • Maximum shareholders’ funds not exceeding RM5 million;
  • Shareholding by Public Listed Companies and Government Linked Companies (if any) in the SMEs shall not exceed 20%.

Financing Amount

  • Minimum – RM30,000
  • Maximum – RM300,000

Type of Facility

  • Term Financing only

Financing Rate

  • Effective Profit Rate: *BNM Funding Rate at 1.50% (as at 19th June 2017) + 6.30% p.a.
  • Ceiling Profit Rate: 12.00% p.a.

* BNM Funding Rate may be subject to change at the discretion of BNM.

Financing Tenure

  • Up to 5 years

Application Procedures

  • Application form is available at all CGC’s branches or Click here to download Application Form.
  • The complete application form together with all supporting documents can be submitted to any CGC branches.

Leave your contact details here and we will get back to you.

Your Name:

Email:

Contact Number:

Enquiry:

BizBina-i

Eligibility Criteria

  • Meet National SME Development Council’s (NSDC) SME definition (for details, please click here).
  • Business registered in Malaysia and is Malaysian-controlled and Malaysian-owned (at least 51% shareholding).
  • Open to CGC’s existing customers* who are affected by natural disaster and located in towns or districts defined as a disaster area by National Disaster Management Agency (NADMA), Prime Minister’s Department or deemed as a disaster area by CGC.

Financing Amount

    • Minimum  Financing: RM20,000
    • Maximum Financing: RM200,000

Type of Facility

  • Term Financing only

Purpose of Financing

  • Working Capital; and / or
  • Asset Acquisition (Repairs and purchases of assets for commercial use to replace those damaged during disaster and working capital only).

Facility should not be used for

  • Refinancing of existing credit / financing facility.

Financing Rate

  • 5.80% per annum

Tenure

  • Maximum up to five (5) years, including moratorium period during the first six (6) months; with profit servicing only.

Application Procedures

  • Application form is available at all CGC’s branches or click here to download Application.
  • The complete application form together with all supporting documents can be submitted to any CGC branches.

*Terms and Conditions apply


Leave your contact details here and we will get back to you.

Your Name:

Email:

Contact Number:

Enquiry: