Tabung Projek Usahawan Bumiputera-i (TPUB-i)

Eligibility Criteria

  1. Applicant must be a wholly owned (100%) Bumiputera enterprise or is a Bumiputera entrepreneur.
  2. Applicant must have a secured project/contract from government, government agencies, statutory bodies or government-owned companies;
  3. Project / contract secured from  private companies (selected) must fulfil the following criteria:-
    a.   Contract Awarder must have a net shareholders’ fund of at least RM20.0 million;
    b.   Contract Awarder must be in operations for not less than three (3) years;
    c.   Contract Awarder has no losses recorded in the last three (3) years.
  4. Applicants are encouraged to be a member of any one of the following trade associations: Dewan Perniagaan Melayu Malaysia (DPMM), PERDASAMA, USAHANITA, Dewan Usahawan Muda Bumiputera and / or other bodies acknowledged by CGC;
  5. Contractors must be registered with CIDB and are not blacklisted by CIDB;
  6. The project / contract must not be financed by any other FIs.

Financing Limit

Up to RM3.0 million for first time applications and up to RM5.0 million for subsequent applications; subject to the following;

  1. For food and catering businesses, financing amount is up to RM750,000.00 only.
  2. For partnership and sole-proprietorship, financing amount is up to RM500,000.00 only.

Type of Facility

  1. Term Financing; and
  2. Revolving Financing.

Guarantee Fee

Guarantee fee is not applicable for this scheme.

Profit Rate

  1. First time financing  – 5.0% per annum.
  2. Subsequent financing – BFR* Maybank Islamic + 1.0% per annum.

*BFR- Base Financing Rate.

Tenure

Maximum of five (5) years or the contract duration or the funding requirement period, whichever is earlier.

How To Apply

Application form is available at:-

  1. All CGC’s branches; or
  2. CGC website. Click here to download Application Form.

Application Submission

The completed application form together with all supporting documents may be submitted to the nearest CGC branches