Eligibility Criteria

  • Meet National SME Development Council’s (NSDC) SME definition (for details, please click here).
  • Business registered in Malaysia and is Malaysian-controlled and Malaysian-owned (at least 51% shareholding).
  • Open to CGC’s existing customers* who are affected by natural disaster and located in towns or districts defined as a disaster area by National Disaster Management Agency (NADMA), Prime Minister’s Department or deemed as a disaster area by CGC.

Financing Amount

    • Minimum  Financing: RM20,000
    • Maximum Financing: RM200,000

Type of Facility

  • Term Financing only

Purpose of Financing

  • Working Capital; and / or
  • Asset Acquisition (Repairs and purchases of assets for commercial use to replace those damaged during disaster and working capital only).

Facility should not be used for

  • Refinancing of existing credit / financing facility.

Financing Rate

  • 5.80% per annum


  • Maximum up to five (5) years, including moratorium period during the first six (6) months; with profit servicing only.

Application Procedures

  • Application form is available at all CGC’s branches or click here to download Application.
  • The complete application form together with all supporting documents can be submitted to any CGC branches.

*Terms and Conditions apply