BizBina-i is a direct financing scheme that is designed specifically for businesses that are affected by natural disasters.

Purpose of Financing

  • Working capital; and/or
  • Asset acquisition (i.e. repair and purchase of assets for commercial use to replace those damaged during disaster)

Financing should not be used for:

  • Refinancing of existing credit/financing facilities.

Eligibility Criteria

  • Meet National SME Development Council’s (NSDC) SME definition (for details, please click here);
  • Must be a Malaysian-controlled and Malaysian-owned (at least 51% shareholding) company or business.
  • Exclusively for CGC’s existing customers* located in the districts defined by National Disaster Management Agency (NADMA), Prime Minister’s Department and/or as per CGC’s declaration as a natural disaster area.

Financing Amount

  • Minimum : RM20,000
  • Maximum : RM200,000

Type of Facility

  • Term Financing only

Financing Rate

  • 5.80% per annum

Financing Tenure

  • Up to 5 years (including moratorium period for the first 6 months, with profit servicing only)

Application Procedures

  • Application form is available at all CGC’s branches or Click here to download Application Form.
  • The complete application form together with all supporting documents can be submitted to any CGC branches.

*Terms and Conditions apply.